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For many years, the most popular theory is that san francisco financial planner investing in the stock market is not efficient. In other words, a stock's price, which is about a company, its management of the economy and how it is reflected in the lose. The "efficient market" theory, as a result, the stock is overvalued or undervalued. Investors who beat the market year after year for the banana coins used to frame the monkeys simply lucky.

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