oasis

Hello all, I would like to know about hybrid mortgages. I am planning to take up a mortgage for purchasing my dream home. But, I am confused with a fixed rate mortgage or variable rate mortgage. I am not sure which one would be the best for my financial condition. With a fixed rate, there is no need to watch the market closely because you know that your rate won’t change affecting your mortgage payments. But with a variable rate, you will experience the highs and lows of the market leading you to potentially save money. So I thought it would be great if I could reap the benefits of both. And that is when I heard about hybrid mortgages. Also known as laddered mortgage or 50/50 mortgage, a hybrid mortgage allows you to lock in your loan at a higher fixed rate while the other part of your loan is at a lower variable rate. However, I would like to know the risk factors related to this. Has anyone taken up such mortgages?

Hello all, I am planning to take a mortgage for purchasing a new condo. But, since I have a low credit score, I am afraid, it will be an issue when I head for a mortgage. I want to know the chances of getting a mortgage, even if you have a low credit score. When I did a research online, I found this article, http://www.mortgagesmortgages.ca/blog/mortage/can-get-mortgage-bad-credit/, and it is said, it is possible to get a mortgage even if you have a low credit score. So, I want to know more about this. What is considered as a low credit score for this? Please help me. Thanks.

HI, I am working in a family business. We have restaurants, and was started almost 30 years ago by my grandfather, taken over by my father, and now, I am looking after. So, I am planning to start a new one in another location, but there is some shortage of funds, so I thought of getting a mortgage. That is when my friend told me about that there are some ways to get mortgage if you are working in a family business, and he showed me this article, http://www.albertamortgagecentre.com/step-by-step-how-to-get-a-mortgage-if-you-work-for-a-family-member/. I would like to know more about this. Has anyone tried getting loans like this. I also want to get some tips since I am starting a new restaurant. Need your good wishes too.

I think it mainly depends on the topic, how the video is, and the number of subscribers.

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Yes, yoga is something very good for your body, also helps in loosing weight.

Of course it is, but you should be walking at least for 3 mins.

Green tea is the best thing if you want to stay healthy, but I don't like it's taste.

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Hi all. I am new to this forum.